SMS Disclosure

If you opt in, Modu sends you account and service messages by SMS or text message. These may include:

• two-factor authentication and login verification codes;
• phone-number and identity verification codes;
• application and account status updates; and
• other transactional notifications about your account.

Message frequency varies and depends on your account activity. We do not send marketing or promotional text messages.

By providing your mobile number and opting in, you confirm that you are the account holder or an authorized user of that number, and you consent to receive the messages described above. Your consent applies only to Modu communications. We do not share, sell, rent, or disclose your mobile number or your SMS opt-in data to third parties for their marketing purposes, and mobile opt-in data is shared with service providers only as strictly necessary to deliver the messaging service (for example, telecom carriers).

• To stop messages, reply STOP to any Modu text. We will send one confirmation, and you will not receive further texts unless you opt back in.
• To resume messages, reply START.
• For help, reply HELP, or contact us using the email below.
• You can also manage message preferences in your Modu account settings. Opting out of SMS does not affect essential security notifications sent by other means.

Message and data rates may apply according to your mobile plan. Contact your wireless provider with questions about your plan. Carriers are not liable for delayed or undelivered messages.

Questions about this SMS Disclosure can be sent to support@modu.kz. For how we handle your information generally, see our Privacy Policy.