Unlock capital, automate routine tasks, and grow faster with Modu’s intelligent financing and management tools.

Modu is a financial technology company, not a bank. Banking and checking services in Kazakhstan are provided by Bank RBK.
Money works for you.
Time, too.
Book design is the art of incorporating the content, style, format, design, and sequence of the various components of a book into a coherent whole. In the words of Jan Tschichold, "Methods and rules that cannot be improved upon have been developed over centuries. To produce perfect books, these rules must be revived and applied." The front matter, or preliminaries, is the first section of a book and typically has the fewest pages. While all pages are counted, page numbers are generally not printed, whether the pages are blank or contain content.
Everything you need
to simplify B2B financing
Funding that moves at the speed of your business – responsive, instant, and on favorable terms.
Universal Credit Limit
AI-powered and dynamically calculated based on real-time business data
→ Up to 60% of available cash balance
→ Rate: 2.5% per month – 1.8% to the Bank, 0.7% to Modu
  • BNPL – Buy now, pay later for 30 to 90 days
  • Working Capital – Day-to-day expenses, repayable in 30–180 days
  • Growth Advance – Revenue-Based Financing for SaaS companies with a paid subscription model (up to 360 days)

Find best format for you to get effective results and fast progress
Three ways to use it
One unified UX
Instant access to funds
→ Switch between modes without re-verification

Unlock capital, automate routine tasks, and grow faster with Modu’s intelligent financing and management tools.

Modu is a financial technology company, not a bank. Banking and checking services in Kazakhstan are provided by Bank RBK.
Money works for you.
Time, too.
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