Modu – rooted in history, built for the future
Kazakhstan is part of the Great Steppe – the land of the Eternal Blue Sky.
Our company is named after Modu, the great khagan of the Xiongnu Empire, who became a symbol of strength and statehood for nomadic nations.
Today, empires are no longer relevant, but their spirit – to create something great and enduring – lives on. For Central Asia, this means not armies, but companies that can shape the future.

Our mission
Capital is the lifeblood of every enterprise. In partnership with banks and financial institutions, we help startups and SMEs become stronger, braver, and more resilient – unlocking their potential through a powerful banking platform, founder-friendly capital, and process automation.

Our philosophy
At the core of our approach is a single AI-scored universal credit limit – a flexible foundation that can be seamlessly applied across three financing scenarios:

• BNPL – give buyers more time to pay
• Working capital loans – keep business operations moving
• Revenue-based advances – accelerate growth without dilution

This way, our customers gain a predictable and scalable source of funding at every stage of their journey – with the flexibility and confidence to grow.

Looking ahead
Together, we are building the next generation of great companies – from Central Asia to the world.